On Air
4ThePLAN, with The Mortgage Planner Group.
The radio show and podcast on mortgages, real estate, and planning your next move, hosted by Brad, Bradley, and Jacob Roche. Market updates and straight answers for buyers, homeowners, and investors across the Carolinas.
Latest episodes
Press play right here. New episodes appear automatically.
Behind the mic
On air with The Mortgage Planner Group. 
4ThePLAN radio and podcast. 
Brad sharing his system with fellow mortgage professionals.
Live and free
Investment Property Forum
Our team walks through buying and managing investment property, drawing on the family’s own portfolio and more than 10,000 transactions.
- Join in person or virtually
- Free bonus workbook
- Recording sent to everyone who registers
Hear something on the show?
Put it to work in your own plans with the same tools we talk about on air.
Market activity
Live rates, the bond market, and our weekly update.
See the marketHome Report
Track your home’s value and equity over time.
Get your Home ReportSide-by-side comparison
See how a Mortgage Planner report compares your loan options.
View a sample reportHome equity (HELOC)
See how much of your equity you could put to work.
Check your options
Your hosts
The Mortgage Planner Group
4ThePLAN is hosted by Brad Roche and his sons, Bradley and Jacob: three generations of the Roche family in the mortgage business, working side by side across Charlotte, Lake Norman, and Charleston.
With more than $2 billion in closed loans and still producing every day, the team brings real-world experience to every episode, from first-time buyers to seasoned investors.
Never miss an episode
Subscribe free and we’ll send new episodes and live event invitations straight to your inbox.
Have a question for the show?
Apply online or call our team with your questions.
Just exploring? Check your options with a soft credit inquiry.
“The views and opinions expressed on this website are my own and do not necessarily represent the official policy or position of Element Home Loans, a Division of NFM Lending, or its subsidiaries.”