Navigating the mortgage process can feel overwhelming—especially when unexpected issues surface during inspections or underwriting. That’s why you need a trusted advocate in your corner, someone who knows how to manage the moving parts with calm, clarity, and care.
At Element Home Loans, The Mortgage Planner, combines industry expertise with intentional planning and heartfelt service. Every recommendation we make is rooted in strategy, not just rate sheets. We treat your money like it's our own, fighting for savings, clarity, and confidence in every decision.
While we strive for excellence in every loan we structure, we also believe in growing from every survey, every client interaction, and every lesson learned. That’s how we continue refining our systems, so you receive not only a great loan—but a world-class experience.
We don’t just process loans—we deliver mortgage management with meaning.
Clients for Life
At The Mortgage Planner, you’re more than just a loan. You’re part of our family.
We’re committed to walking with you through every stage of homeownership, from your first keys to your final mortgage payment. It’s not just about closing a deal. It’s about opening doors, building trust, and creating lifelong relationships. That’s why our process goes far beyond the transaction.
The Journey: Before. During. After.
We’ve designed a service experience that surrounds you with support at every step. From the first conversation to years after closing, we’re here with:
Weekly Tuesday updates for peace of mind
Fun surprises like pizza night or popcorn at approval
Concierge services to simplify your move
Annual Reviews and property reports to keep your mortgage working for you, not the other way around
We call it the Mortgage Journey, and no one does it quite like us.
Built by Referrals. Fueled by Relationships.
Most of our clients are referred by people who loved the experience so much, they told someone they care about. That’s the heart of our business.
If we’ve earned your trust, we’d be honored by your introduction to a friend, coworker, or family member who could benefit from the same red-carpet care. Our promise? To treat them with the same excellence and integrity we gave you.
Your Mortgage Manager for Life
Even after closing, we stay in your corner.
Every year on your mortgage anniversary, we check in to review your current terms, equity position, and financial goals. We proactively look for opportunities to save you money, shorten your term, or fund your dreams. And we extend that same courtesy to two people you choose, at no cost.
Because when we say “clients for life,” we mean it.