The Mortgage Planner University
Learn the plan before you buy.
MPU is a free course for first-time buyers and homeowners, built on three generations of experience in real estate and mortgages. Get clear on budgets, loan options, and long-term strategy, without the guesswork.
What’s inside MPU
A custom educational series built for buyers who want to feel confident, not overwhelmed.
Budgeting tools
Real-life tools to see what you can comfortably afford.
Planning calls
Interactive calls to build a plan around your goals.
Side-by-side comparisons
See your loan options compared, clearly.
Live workshops
Seminars and workshops with our team.
A few surprises
Because buying a home should be fun, too.
Taught by The Mortgage Planner Group
Three generations of experience, in one course.
The Roche family has been in real estate and mortgages for three generations. That history means we’ve guided clients through every kind of market and economic cycle, and MPU puts that perspective to work for you.
Whether you’re planning a first home, restructuring a mortgage, or building toward generational wealth, you’ll leave with tailored advice and a proven process.
What you get from MPU and our team
Historical insight
How past markets shape today’s decisions, so you plan with context.
Personal guidance
Strategies tailored to your finances, goals, and comfort with risk.
Custom mortgage plans
Loan options matched to your situation, compared side by side.
Market updates
Ongoing analysis so you can act when opportunities appear.
Protecting what you build
A full review of your loan, insurance, and other protective measures.
Portfolio planning
Help building and managing a balanced real estate portfolio over time.
A trusted network
Access to the agents, appraisers, and advisors we work with every day.
Support after closing
Ongoing check-ins as your life and the market change.
Create your personalized plan with HomeStretch.
Map out your purchase step by step, see what you can afford, and track your progress toward the keys.
“We were first-time buyers and totally overwhelmed, but Brad’s team made it simple and stress-free. Truly a blessing!”C. James
Join MPU free.
Know someone who’d love this course? We’d be honored if you shared it. And for more courses, events, and our weekly radio show, visit 4thePlan.com.