Comprehensive Benefits of The Mortgage Planner University

The Mortgage Planner University harnesses the extensive expertise accumulated over three generations in real estate and financing to deliver unparalleled value to its clients. This rich heritage provides a foundation of knowledge and insight that is instrumental in helping clients navigate the complexities of mortgage and real estate decisions. Here are some of the numerous benefits clients can expect:

Deep Historical Insight:

Our three generations of experience mean we have witnessed and adapted to various market trends and economic cycles. This historical perspective allows us to offer clients insights into how past events might influence current and future market conditions, helping them make more informed decisions.

Expert Financial Guidance:

With our extensive background in financing, we provide clients with sophisticated financial strategies tailored to their unique needs. Whether it's choosing the right mortgage product or developing a comprehensive real estate plan, our guidance helps clients optimize their investments and achieve their financial goals.

Customized Mortgage Solutions:

We understand that every client’s situation is unique. Leveraging our in-depth knowledge, we offer personalized mortgage solutions that align with each client's financial status, goals, and risk tolerance. This customization ensures that clients receive the best possible terms and conditions for their mortgage.

Comprehensive Real Estate Portfolio Management:

Managing a real estate portfolio requires strategic planning and ongoing oversight. We assist clients in developing and maintaining a balanced real estate portfolio and management tools well after the closings.

Education and Empowerment:

The Mortgage Planner University is dedicated to empowering clients through education. We offer a range of educational resources, including seminars, networking, workshops, and one-on-one coaching sessions, to enhance clients' understanding of the mortgage and real estate markets. This knowledge equips them to make informed, confident decisions.

Market Analysis and Trends:

Our team continuously monitors market trends and conducts detailed analyses to provide clients with up-to-date information. This proactive approach helps clients stay ahead of market shifts and capitalize on opportunities, ensuring they are well-positioned in the ever-changing real estate landscape.

Risk Management Strategies:

Understanding and managing risk is crucial in real estate and mortgage planning. We offer comprehensive risk assessment and management strategies to help clients protect their investments. This includes reviewing all aspects of the loan from insurance, diversification, and other protective measures.

Networking Opportunities:

Our long-standing presence in the industry has enabled us to build an extensive network of professionals, including real estate agents, lenders, appraisers, and legal advisors. Clients gain access to this network, benefiting from trusted partnerships and expert services that facilitate smooth transactions and strategic planning.

Innovative Technology Integration:

We leverage the latest technological advancements to enhance our services. This includes state-of-the-art tools for financial mortgage modeling, market analysis, and client management, ensuring that our clients receive the most efficient and effective support.

Ongoing Support and Consultation:

Our commitment to clients does not end after a transaction is completed. We offer ongoing support and consultation to help clients adapt to changing circumstances and continuously optimize their mortgage and real estate portfolios.

Enhanced Negotiation Skills:

With decades of experience, our team has honed its negotiation skills, which are crucial in securing the best terms for our clients. Whether it's negotiating mortgage rates, terms, or real estate deals, our expertise ensures that clients receive the most favorable outcomes.

Stress Reduction and Peace of Mind:

Navigating the mortgage and real estate markets can be stressful. Our expert guidance and support help alleviate this stress, providing clients with peace of mind knowing that their financial affairs are in capable hands.

The Mortgage Planner University stands as a beacon of expertise and reliability in the mortgage and real estate industry. By leveraging three generations of accumulated wisdom and experience, we offer a breadth of benefits that empower clients to make well-informed decisions, optimize their investments, and effectively manage their mortgage and real estate portfolios. Our comprehensive approach ensures that clients are well-equipped to achieve their financial aspirations and secure their future. If we can be of any further help to planning your next purchase or refinance please contact us at 704-728-0191 or www.TheMortgagePlanner.com for more information. Be sure to see other courses and events at www.4thePlan.com which includes our weekly radio broadcast. We need your help! If you know anyone else that would love this course or we may be able to help on thier mortgage, we hope you are comfortable introducing our team to those you care about we may be able to help.






A mortgage plan is one of the most important things to consider when shopping interest rates and a mortgage.  It is not all about the interest rate- it is so important to know that a 1/8th can save or cost you thousands and funny enough it is not always the lower.  A lot of lenders with good intentions offer a 'lender credit' or incentive to do business that looks good up front but typically results in a higher than the market interest rate.  With over 10,000 closings The Mortgage Planner found how different each client’s goals are when buying a home either for your primary residence, second home or investment property.  ‘

Each client’s goals are different so is the PLAN!’

tHE PLAN- 5 and 15 years

Each loan we take an approach to view the 'best interest rate and combined closing cost' option based on the terms requested.  So depending on the goal and strategies discussed with The Mortgage Planner, we will compare a couple of options with the overall cost of the loans showing 5 years out and then 15 years out.  We will send you an interactive mobile app that we can outline and work details to best meet your goals with the best outcome while you retain ownership of the home. You can increase your equity with a plan in place, which is a direct hit to your net worth.

cost and interest rates

The closing cost plays a big part in the overall plan.  We review the options associated with long term ownership or short term.  With short term, we focus on low to no closing cost and what Private Mortgage Insurance (PMI) options are available to pay the least during the time owned.  Sometimes it makes sense to take a higher interest rate with no closing cost, as well as no PMI for short term ownership.  On another hand, for long term ownership goals it can also make sense to prepay interest at closing for the long term benefit.  Using this review and custom comparison report we also analyze all debt into the transaction methods to obtain the quickest debt-free outcome.  We manage debt, a mortgage is a part of it and we review yearly with our clients to stay in pace with your goals.

MORE THAn a closing

As we monitor our client’s debt and mortgage year to year, a lot of times plans change.  We are able to update and modify the approach from year to year.  Just because you closed your loan with us doesn’t mean we are done.  Many clients are long term partners with us and return no only for the reviews but because of the substantial savings, we gain for our clients year after year.