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Element Home Loans, 400 North Harbor Club, Davidson, United States704-728-0191brad@themortgageplanner.com

Copyright 2025 All Rights Reserved. The Mortgage Planner, Brad Roche NMLS#135191.

© 2022 NFM, Inc. dba Element Home Loans. ® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries.

Company NMLS #2893. Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites. North Carolina Commissioner of Banks L-112833. South Carolina Department of Consumer Affairs MLS3094, As Element Home Loans MLS-3094 OTN#1 .